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Walt Disney World Lowers Down Payment for Florida Resident Annual Passes—But There’s a Catch!
Disney just made it easier for Florida residents to get their hands on a Walt Disney World Annual Pass—by lowering the required down payment! But before you start planning your next park day, there’s a small tradeoff to consider.
Previously, Florida residents using the Monthly Payment Program had to put down a hefty $205 when purchasing a new annual pass. Now, that upfront cost has been dramatically reduced to just $99—a move that makes passes more accessible for those who want to spread out their payments. However, to balance out the lower down payment, monthly payments have increased by about $8 across all tiers. The total cost of the pass remains the same, but if you’re opting for the monthly plan, you’ll see a slightly higher bill each month.
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Here’s a breakdown of the new monthly prices:
- Pixie Dust Pass: Now $33.38 per month (was $25)
- Pirate Pass: Now $65.33 per month (was $57)
- Sorcerer Pass: Now $87.52 per month (was $79)
- Incredi-Pass: Now $129.23 per month (was $121)
The Pixie Dust and Pirate Passes remain exclusive to Florida residents, while the Sorcerer Pass is available to both Florida residents and Disney Vacation Club members. The Incredi-Pass is the only tier available to everyone, including out-of-state guests. All passes come with perks like up to 20% off select dining and merchandise and free standard theme park parking. However, blockout dates and reservation limits still apply depending on your pass type.
It’s important to note that the down payment is only required for first-time purchases. If you renew your pass in subsequent years, your total cost will simply be divided into 12 equal payments—no extra down payment needed (which will also result in the monthly payment amount increasing to cover the entire cost of the pass).
Related: Disney Announces the Return of H2O Glow After Hours to Typhoon Lagoon Water Park for 2025
Disney fans who prefer to pay in full upfront still have that option, and it remains slightly cheaper than the monthly plan. And as always, the 0% APR financing on the Florida Resident Monthly Payment Program means you won’t be paying extra in interest over time.
For Florida residents looking to unlock a year of magic with a lower initial investment, this change makes becoming an Annual Passholder a little more budget-friendly. Will you be taking advantage of the new down payment structure? Let us know! 
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