Using Disney’s Visa Card to save for your Disney Vacation

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Using Disney's Visa Card to save for your Disney Vacation

I am always looking for ways to save money on our Disney World Vacations. I spend hours doing research online and talking to my various Disney Blogger friends to find ways to save even more money so my family and I can keep going back without going broke. One Tip I have been a little hesitant about jumping on board with is getting a credit card for point and bonuses. Well after the research and some careful planning I feel we can pull this off with the help of a Disney’s Premier Visa Card.

The Disney’s Premier Visa Card, issued by Chase, is a rewards credit card providing you with the opportunity to earn some of your favorite Disney items and enjoy the trip of a lifetime. You can earn rewards with every purchase and enjoy a special 0% introductory APR offer to try it out.

What this card offers is…

  • $100 Disney Gift Card – Earn a $100 Disney Gift Card when you spend $500 or more during the first three months of card membership. Please take note that certain restrictions do apply.
  • 0% Introductory APR – Embark on the Disney trip of your dreams with a 0% APR for 6 months on select Disney vacation packages. Thereafter a variable APR of 14.24% will apply.
  • Everyday Reward Dollars – You can start earning 2% in reward dollars on card purchases you make at gas stations, grocery stores, restaurants and several Disney locations. Continue to earn reward dollars with 1% on all of your other card purchases.
  • Redeem for Disney goodies – Enjoy all things Disney when you redeem your reward dollars for treats at home or while you’re on vacation. Exchange them for Theme Park tickets, resort stays, toys, DVDs and so much more. You can also redeem for airline travel on the airline of your choice to various destinations at anytime.
  • Save at Disney stores and online – You can save 10% on select merchandise purchases of $50 or more when you shop at and at Disney Store locations.
  • Other Features – Get the design of your choice when you select from 8 Premier-only car designs. You will also enjoy a low $49 annual fee for card membership.

The Disney’s Premier Visa Card will bring you one step closer to enjoying your dream getaway at Disney that you’ve been waiting for. Apply for the Disney’s Premier Visa Card today and start saving with a 0% introductory APR and other great benefits.

Most Attractive Feature:

  • Earn $100 gift card after spending $500 in 3 months, Disney Rewards program

Least Attractive Feature:

  • Annual fee for card membership.

If you are not interested in an Annual Fee Card they also offer a Disney Rewards Visa Card

The Disney Rewards Visa Card, issued by Chase, is a rewards credit card that allows you to enjoy an unforgettable Disney trip with rewards and exclusive card benefits. With initial spending, you’ll automatically earn a $50 Disney gift card after the first use of your credit card.

  • $50 Gift Card – Earn a $50 Disney gift card when you first use your credit card upon account approval. Consider it your welcome gift, available exclusively with the Disney Rewards Visa® Card.
  • 0% Introductory APR – Pay no interest with a special 0% Introductory APR that lasts 6 months on select Disney vacation packages. A variable APR of 14.24% will apply thereafter.
  • Earn Rewards Everyday – Earn rewards on your everyday purchases by receiving 1%. You can redeem toward Disney goodies such as DVDs and toys. Or, you can embark on your Disney trip, and enjoy redeeming for Theme Park tickets, resort stays and much more.
  • Save on merchandise – With the Disney Rewards Visa Card, you can enjoy additional savings with a 10% discount on select merchandise purchases of $50 or more at Disney Store locations or at the Disney Store online.
  • More Card Perks – Say hello to Mickey Mouse with Disney Theme Park Character Meet ‘N’ Greet at a private card member location. You can also select from 8 fun card designs to personalize your Disney Rewards® Visa® Card, plus enjoy no annual fee.

The Disney Rewards Visa Card will surprise you with fun rewards that you can enjoy at home or next time you’re on vacation. Plus, with no annual fee and a 0% intro APR, you will be glad to own a credit card that helps you save, too!

Most Attractive Feature:

  • Earn $50 gift card with first purchase, Disney Rewards program

Least Attractive Feature:

  • No introductory APR offer available on regular purchases

My wife and I are trying to decide which card we want to get to use for our Disney Vacations. We plan on using strictly on gas and groceries and pay it off in full every month. If you have a Disney Visa from Chase let us know how you use it to earn points for your trip in the comment box below.


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Using Disney's Visa Card to save for your Disney Vacation


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Chip is the owner, editor, and writer of Chip and Company. When he is not writing about Disney News or Planning Tips, you will find him counting down the days to his next Disney Vacation.
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3 thoughts on “Using Disney’s Visa Card to save for your Disney Vacation

  1. I love using credit cards to earn rewards. I sort of look at it that then you don’t use a credit card your leaving money behind. The key is to not change your spending habits and pay it off each month. But if you stick to charging everything you can on your card, and there are some pretty creative ways to increase this, you can have whole vacations paid for in a short time. I am in Walt Disney World now, and my hotel and air fare were paid for by points earned by credit cads and unique stay and earn deals that is keeping my hotel costs to around $10 a day (that is how much it cost me to earn a free day). In regards to which card you are going to get then first things is if you are going to pay it off every month, the introductory rate does not matter. Second, you just have to look at your spending. if you are only going to be putting a few hundred on it each month, then the premier may not be right for you. On a side note, I do have a Disney visa card, but I rarely use it except for the special discounts like the 10% off at the Disney Store and the free photo at EPCOT. There are other cards that can be used to get better rewards such as cash, airlines tickets, or hotel stays that help pay for your vacation which free’s up money for Disney fun.

  2. i have the basic card i refuse to pay an anual fee!  i love it! i use it to pay for everything and pay it off every month. i’m saving up my points for my first trip to the world since i’m a west coster. i’ve never cashed out any of my points but the other bonuses you get just for having the card are great.  i love the free picture i get with the meet and greet for card holders. that alone is enough for me to own my card. plus they discount a few of the resturants in the park. and you get the 10% off $50 at most of the stores in the parks as well. if you do the basic i see no reason not to get one and you can always upgrade later if you think you can earn enough points to cancle out the anual fee.

  3. We have the Disney Premier Visa. We use it for everything we can, groceries, bills, etc, then pay it in full every pay period. We love it! We usually have close to 1500-2000 points to use toward our vacays. We only go once a year so these points allow us to choose luxuries we wouldn’t always necessarily have, for instance, always staying in the Polynesian with a theme park view.

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