Which Disney Visa Card is the right choice for you?

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Disney-Chase-Visa-Premier

Disney launched a new version of their Chase credit card. The new Disney Premier Visa Card now earns you 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. You will still earn 1% on everything else. Unfortunately they charge a $49 annual fee on this card which could make it less appealing to you.

Since we are an existing Disney Rewards Visa Card holder, we got an offer in the mail to receive 5% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations for 90 days. In order to break even since we paid a $49 annual fee, we must charge at least $980 at one of the qualifying locations. Since we spend $500 a month on gas (for 3 vehicles), we decided it could easily be done and it would be beneficial to us to upgrade to the Disney Premier card. Based on our budget, we will earn approximately $165 in 3 months just by charging our grocery and gas purchases on the card.

So which card should you personally choose if you do decide to apply for a Disney Visa? Here’s a breakdown of perks (I will bold the difference between the Disney Rewards and Disney Premier):

Disney Rewards Visa Card

  • $50 Disney Gift Card after first use of the credit card
  • 1% in rewards dollars on all card purchases (that means you will get $1 per every $100 you charge)
  • No limit to how many reward dollars you can earn.
  • Redeem your rewards for most everything Disney including your vacation to the theme parks, Disney tickets, Disney dining, and more
  • No blackout dates when redeeming your rewards
  • 10% off your purchase at select stores at the Disney Parks (always ask if there is a minimum)
  • Exclusive Meet ‘N’ Greet at both Disney World (Epcot) and Disneyland
  • 0% interest on your Disney Vacation Package
  • And much more!

Charging a $2,000 Disney Vacation Package? You’ll get $20 in Reward Dollars!

Disney Premier Visa Card

  • $100 Disney Gift Card after first use of the credit card
  • $49 Annual Fee (you will need to charge $4900 at 1% or $2350 at 2% to break even on this fee)
  • 2% in rewards dollars on card purchases at restaurants, gas stations, grocery stores and
  • 1% in rewards dollars on all card purchases (that means you will get $1 per every $100 you charge)
  • No limit to how many reward dollars you can earn.
  • Redeem your rewards for most everything Disney including your vacation to the theme parks, Disney tickets, Disney dining, and more
  • Redeem your rewards for airline tickets
  • No blackout dates when redeeming your rewards
  • 10% off your purchase at select stores at the Disney Parks (always ask if there is a minimum)
  • Exclusive Meet ‘N’ Greet at both Disney World (Epcot) and Disneyland
  • 0% interest on your Disney Vacation Package
  • And much more!

Charging a $2,000 Disney Vacation Package? You’ll get $40 in Rewards Dollars!

Be sure to check out the complete list of perks for each card before you make a decision. And remember the credit card is not worth having if you can’t pay it off every month because interest will end up negating any Reward Dollars you earn for Disney.

Click here to apply today! 

Kristin from Couponing to Disney. To learn more Tips & Tricks to saving for your Disney Vacation visit the Couponing to Disney website.

 

  • Use a Disney Visa Rewards Card to save for your next Disney Vacation (chipandco.com)
  • All New Disney Visa Discount Released! (chipandco.com)
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2 thoughts on “Which Disney Visa Card is the right choice for you?

  1. Does anyone know if Disney employees can use these cards? Using the rewards on top of employee discounts would be amazing.

  2. I have the Disney Rewards card and didn’t get the offer of 5% to upgrade. But I called to upgrade anyway. They gave me $50 in rewards for upgrading. Made the annual fee “free” the first year.

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